Pengembangan Model Zakat Produktif dalam Pengentasan Kemiskinan di Daerah Afirmasi: Studi pada BAZNAS Kota Kupang melalui Pendekatan Pemberdayaan dan Penguatan Kelembagaan

Developing a Productive Zakat Model for Poverty Alleviation in Affirmative Regions: A Study of BAZNAS Kupang City through Empowerment and Institutional Strengthening Approaches

Authors

  • Muhammad Kadri Politeknik Negeri Kupang
  • Awan Sutrisno Politeknik Negeri Kupang

DOI:

https://doi.org/10.24260/jkubs.v5i3.6827

Keywords:

Productive Zakat, Mustahik Empowerment, Institutional Strengthening, Poverty Alleviation, Affirmation Regio

Abstract

Purpose: to analyze the development of a productive zakat model for poverty alleviation in affirmation regions, focusing on the empowerment approach and institutional strengthening at BAZNAS Kupang City.

Design/methodology/approach: this study employs a qualitative approach with a case study design, involving the management, amil (zakat collectors), and mustahik (zakat recipients) of BAZNAS Kupang City as research subjects. Data were collected through in-depth interviews, observation, and documentation studies, and were then analyzed using the Miles and Huberman interactive model.

Research Findings: the results show that the development of productive zakat at BAZNAS Kupang City, exemplified by the ZMart program, has already been implemented and has contributed to the economic empowerment of mustahik, although its implementation still requires improvement. The main constraints lie in the limited number of amil available for mentoring, which has resulted in uneven guidance for mustahik, as well as a monitoring and reporting system that remains simple and is not yet supported by adequate information technology.

Contribution/Originality/Novelty: this study contributes to the literature on zakat economics by integrating two approaches that have largely been examined separately, namely mustahik empowerment and institutional strengthening of zakat management organizations, into a single development model tailored to the context of affirmation regions such as Kupang City. This research also offers practical implications for BAZNAS management in designing empowerment strategies and governance practices that are more adaptive to the characteristics of underdeveloped, frontier, and outermost (3T) regions.

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Published

2026-10-20

How to Cite

Pengembangan Model Zakat Produktif dalam Pengentasan Kemiskinan di Daerah Afirmasi: Studi pada BAZNAS Kota Kupang melalui Pendekatan Pemberdayaan dan Penguatan Kelembagaan: Developing a Productive Zakat Model for Poverty Alleviation in Affirmative Regions: A Study of BAZNAS Kupang City through Empowerment and Institutional Strengthening Approaches. (2026). Jurnal Keuangan Dan Perbankan Syariah, 5(3), 385-397. https://doi.org/10.24260/jkubs.v5i3.6827