2026. Model Analisis Prediksi Kebangkrutan Bank Umum Syariah dan Bank Umum Konvensional Menggunakan Model Altman Z-Score, Springate dan Zmijewski Perspektif Ekonomi Islam: Bankruptcy Prediction Analysis Model for Islamic Commercial Banks and Conventional Commercial Banks Using the Altman Z-Score, Springate, and Zmijewski Models: An Islamic Economic Perspective. Jurnal Keuangan dan Perbankan Syariah. 5, 3 (Oct. 2026), 456–477. DOI:https://doi.org/10.24260/jkubs.v5i3.7007.