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Pengaruh Persepsi Kemanfaatan, Kemudahan, Dan Keamanan Terhadap Minat Bertransaksi Menggunakan BYOND by BSI: The Effect of Perceived Usefulness, Perceived Ease of Use, and Perceived Security on Students’ Intention to Use BYOND by BSI for Financial Transactions. JKUBS 2026, 5 (1), 17-32. https://doi.org/10.24260/jkubs.v5i1.6258.