Paylater dalam Perspesktif Keuangan Islam: Analisis Prinsip Syariah terhadap Praktik Kredit Syariah : Paylater in the Perspective of Islamic Finance: An Analysis of Sharia Compliance in Digital Credit Practices. JKUBS. 2026;5(1):59-71. doi:10.24260/jkubs.v5i1.5478