The Influence Of Digital Financial Literacy And Digital Transaction Risks On Smes’ Interest In Transacting Using Qris. Jurnal Keuangan dan Perbankan Syariah, [S. l.], v. 4, n. 1, p. 56–66, 2025. DOI: 10.24260/jkubs.v4i1.3674. Disponível em: https://e-journal.iainptk.ac.id/index.php/jkubs/article/view/3674. Acesso em: 7 mar. 2026.