“Pengaruh Persepsi Kemanfaatan, Kemudahan, Dan Keamanan Terhadap Minat Bertransaksi Menggunakan BYOND by BSI: The Effect of Perceived Usefulness, Perceived Ease of Use, and Perceived Security on Students’ Intention to Use BYOND by BSI for Financial Transactions”. 2026. Jurnal Keuangan Dan Perbankan Syariah 5 (1): 17-32. https://doi.org/10.24260/jkubs.v5i1.6258.