“Analisis Determinan Intensi Nasabah dalam Memilih Perbankan Syariah di Kota Balikpapan: Dampak Pembangunan Ibu Kota Nusantara (IKN) sebagai Variabel Moderasi: Determinant Analysis of Customer Intention in Choosing Islamic Banking in Balikpapan City: The Impact of Nusantara Capital City (IKN) Development as a Moderating Variable”, JKUBS, vol. 5, no. 2, pp. 205–224, Aug. 2026, doi: 10.24260/jkubs.v5i2.6212.