“Pengaruh Persepsi Kemanfaatan, Kemudahan, Dan Keamanan Terhadap Minat Bertransaksi Menggunakan BYOND by BSI: The Effect of Perceived Usefulness, Perceived Ease of Use, and Perceived Security on Students’ Intention to Use BYOND by BSI for Financial Transactions”. Jurnal Keuangan Dan Perbankan Syariah, vol. 5, no. 1, Apr. 2026, pp. 17-32, https://doi.org/10.24260/jkubs.v5i1.6258.