Analisis Perbandingan Sistem Ekonomi Moneter Islam Dan Sitem Ekonomi Moneter Konvensional
DOI:
https://doi.org/10.24260/vcta0992Keywords:
Islamic Economic System, Conventional Economic System, Monetary PolicyAbstract
The Islamic monetary economic system and the conventional economic system have fundamental
differences in their principles and application. Islamic economics is based on sharia values, where every
transaction must comply with the rules of Islamic law, including the prohibition of usury, gharar, and maysir, as
well as encouraging the fair distribution of wealth through instruments such as zakat, waqf, and alms. In
contrast, conventional economic systems tend to focus on free market principles and efficiency without paying
attention to certain moral or ethical boundaries in financial transactions, with regulations that depend more on
supply and demand. In this comparative analysis, the main aspects of the two systems will be discussed, such as
banking mechanisms, investment instruments, and their influence on economic stability and social welfare. It is
hoped that this comparison can provide a deeper understanding of the strengths and weaknesses of each
economic system, as well as the potential of the Islamic monetary economic system in facing global economic
challenges.
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