The Influence of Knowledge, Trust and Sharia Compliance on Interest in Using Sharia Bank Products
Abstract
This study aims to determine the influence of knowledge, trust, and sharia compliance on interest in using Islamic bank products. This research uses a quantitative approach with field research methods and case studies. The population in this study is members of the Mekarjaya Village Taklim Council. with a sample of 80 respondents. Data analysis techniques in this study are descriptive analysis and statistical analysis consisting of validity tests, reliability tests, classical assumption tests, multiple linear regression tests, t tests (partial), F tests (simultaneous) and determination coefficient tests (). The testing process was assisted using IBM SPSS Statistic version 26. The results showed that the variable of product knowledge had a positive and significant effect on the interest in using Islamic bank products with an influence of 48%. Trust variables have a positive and significant effect on interest in using Islamic bank products with an influence of 30%. Sharia compliance variables have a positive and significant effect on interest in using Islamic bank products with an influence of 2%. The variables of product knowledge, trust and sharia compliance have a positive and significant effect on interest in using Islamic bank products with an influence of 79%. This study uses independent variables of knowledge, trust and sharia compliance and interest into depeneden variables with a more updated period so that the research results are more accurate with current conditions.
Keywords : Knowledge, Trust, Sharia Compliance, Interest in Use
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https://ojk.go.id/id/kanal/syariah/data-dan-statistik/statistik-perbankan syariah/Pages/Statistik-Perbankan-Syariah---Januari-2023.aspx
